Mortgage Renewals
That letter from your lender looks official. It's designed to. They're counting on you to sign it and move on.
Most Canadians do. and it costs them.
Before you sign anything, let's look at what you actually qualify for. I shop your renewal across multiple lenders and show you what's really available, not just what's convenient for the bank.
Mortgage Renewal
When your current mortgage term ends, you have a choice. Stay with your lender, or find something better. Most people don't realize how much leverage they have at renewal. I do.
Who it's for:
Any Alberta homeowner within 120 days of their renewal date who wants to make sure they're not leaving money on the table.
What you get:
- Access to multiple lenders, not just your current bank
- Real rate comparisons so you know exactly where you stand
- A review of your mortgage structure to see if it still fits your life
- No obligation, no pressure, just honest options
How I Can Help
I reach out to clients 120 days before their renewal so we have time to do this properly. I review your current terms, shop your file across lenders, and come back to you with a clear comparison.
If your bank's offer is the best one, I'll tell you. If it's not, I'll show you what else is out there.
Mortgage Transfer (Switch)
Switching lenders at renewal sounds like a bigger deal than it usually is. If you qualify for better rates elsewhere, we can move your mortgage without changing your mortgage amount and often with minimal or no cost to you.
Who it's for:
Homeowners at renewal who want better terms without the hassle of a full refinance.
What you get:
- A competitive rate without refinancing
- Access to lenders that cover the switch fees
- No new appraisal required in most cases
- Fresh terms that better match where your life is now
How I Can Help
I manage the process from start to funding. I am here as your expert advisor for the life of your mortgage (and beyond!)
